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07-Oct-2017 19:11

Joint accounts are the right move when both owners should share financial responsibility for the account.

Joint accounts are common in families and are especially appropriate for children when the sharing adult needs full access to the account.

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This document serves as a small entity compliance guide pursuant to the Small Business Regulatory Enforcement Fairness Act. WEBSITES AND ONLINE SERVICES DIRECTED TO CHILDRENE. The Rule applies to operators of commercial websites and online services (including mobile apps) directed to children under 13 that collect, use, or disclose personal information from children, and operators of general audience websites or online services with actual knowledge that they are collecting, using, or disclosing personal information from children under 13.

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A Statement of Basis and Purpose was issued when the COPPA Rule was promulgated in 1999, and another Statement of Basis and Purpose was issued when the Rule was revised in 2012. It also applies to operators of general audience websites or online services with actual knowledge that they are collecting, using, or disclosing personal information from children under 13.

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Two paths are available to share a credit card account with another person: authorized user or joint account holder.

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Authorized users’ and joint account holders’ credit scores are both affected by the financial behavior demonstrated on the account.These fake verification sites collect users’ personal information and payment card details, and proceed to sign up victims for subscription-based memberships to adult video and webcam sites that total nearly 0 per month in fees.



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